Featured campaign
Financial access for every household.
Together Inclusion builds community wealth through financial access, matched savings, responsible loans, and mission-driven financial services.
About Us
Built by community, for community
Together Inclusion is a nonprofit organization that exists to help underserved households build financial stability. Through our connected ecosystem of community development programs, we provide the tools, education, and capital that traditional financial institutions overlook.
We believe that financial access is a right, not a privilege - and that when communities come together, lasting change happens.
Community-Centered
Every program is designed with and for the communities we serve.
Transparent & Fair
No hidden fees, no predatory terms - just honest financial services.
Mission-Driven
We reinvest every dollar of surplus into expanding access and impact.
Sustainable Growth
Building generational wealth through proven, scalable programs.
Our Mission
Together Inclusion builds community wealth through matched savings, responsible loans, and mission-driven financial services for underserved households.
Build Savings
Grow Wealth
Empower Communities
Our Programs
A complete ecosystem for
financial empowerment
Six interconnected programs working together to help you save, borrow, learn,
and build lasting wealth.
ROSCA Circles
Member-funded savings circles where borrowers contribute monthly and take turns receiving the pooled funds.
Envision Impact
The outcomes our programs are designed to support
SaveBuild financial resilience
LearnStrengthen practical skills
ConnectGrow community support
BuildCreate lasting opportunity
“We exist to move resources into the communities that have been left out for too long and to build the systems, partnerships, and financial tools needed to turn access into opportunity.”
Savings Calculator
See your savings grow together
Estimate how monthly contributions add up over time with an illustrative community match.
Your Projected Savings$9,000
After 5 years of saving $100/mo
- Your contributions
- $6,000
- Community match (50%)
- +$3,000
Program Schedule
Learn together.
Build lasting skills.
Confirmed workshop dates will be published when enrollment opens. Explore our programs to learn about the pathway.
Explore ProgramsHow We Create Change
Our Theory of Change
A clear pathway from community resources to lasting household wealth - each stage building on the one before it.
Inputs
Community & Capital
Trusted community networks, donations, philanthropic match funds, and mission-driven capital committed to underserved households.
Activities
Savings, Learning & Lending
Member-funded ROSCA circles, matched savings, financial education and responsible lending connected through the broader program vision.
Outputs
Habits & Access
Regular savings habits, financial knowledge and fair access to resources.
Outcomes
Resilience & Stability
Stronger financial resilience and greater ability to absorb financial shocks.
Impact
Lasting Household Wealth
Families build assets, start businesses, and pass on opportunity.
Our Infrastructure
Together Inclusion White Paper
Together Inclusion is a culturally responsive community finance initiative designed to expand financial inclusion and economic opportunity for underserved households. The reference vision combines matched savings, responsible lending, financial education, and mission-driven financial services.
Many families are excluded by financial systems that are too expensive, too rigid, or not designed around their real-world needs. Community-based practices can help people build financial resilience when tools are trusted, accessible, and goal-oriented.
Our platform is being developed to connect community programs, applications, savings and lending records in one place.
Together Inclusion exists to close the gap between community need and financial system design - through a practical, culturally responsive approach designed for lasting impact.
Our Infrastructure
Enterprise technology,
community purpose
Modern financial infrastructure, designed around community-centered service.
All providers below are simulated or planned, not connected.
MambuCore Banking
Loan accounts, schedules and servicing records. Actual money transfers require separate routes.
ZeffyDonation Collection
Donation checkout, payment outcomes and settlement records.
StripeCard Issuing
Separate card requests and issuing outcomes for eligible verified members.
NCR AtleosCash Access via ATM Network
Conditional future channel; no ATM access is activated in this demonstration.
OndatoKYC & Compliance
Simulated identity outcomes; financial need and loan eligibility are reviewed separately.
ZapierAutomation
Initial workflow coordination, including simulated identity-verification events.
QuickBooksFinancial Reporting
Initial general-ledger ownership and mapped nonprofit financial reporting.
Mobile AccessibilityiOS & Android App
Responsive browser experience now; native apps are a reference vision, not available downloads.
“We built a full-stack financial institution - without the profit motive. Every integration serves our mission: wealth for all.”- Together Inclusion Leadership
Mobile App
Your finances,
in your pocket
Keep your profile, application, loan balance and repayment history together in the responsive browser simulation.
Track ProgressSee your application and principal balance.
Smart AlertsReview simulated status updates.
Secure & PrivateProduction security remains to be implemented.
Built for MobileExplore the responsive desktop and mobile views.
AR
Good morning,Amina Rahman
Total savings
$3,240.00USD · Savings accountAvailable$2,240.00Matched savings$1,000.00
Save moneyProgramsMy card
Your programs
View allMatched SavingsYour next step toward your goal
ActiveCohort LearningNext workshop · Sat, 10:00 AM
›Recent activity
See allSavings depositToday · Completed
+$250.00Circle contributionYesterday · Completed
-$250.00Cash access
Find cash access near you
Search participating locations and get directions.
Locations
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Take Action
Get involved - your way
Whether you’re looking to join a program, volunteer your time, make a donation, or explore a partnership - we’d love to hear from you.
Community Assessment Survey
Help us understand the needs and priorities of your community. Completing a survey does not enroll you in a program.
Online submissions are not open yet. Please check back for updates.
Ready to build wealth
together?
Support the mission, explore our programs, or discover opportunities to work together.